Declutter and Simplify

5 minutes

Spring is a time to refresh and renew. It’s a season when many of us feel a strong urge to “spring clean.” We wash our windows and air out our homes, setting the stage for fresh starts and new chapters.

Spring cleaning can open our eyes to the excess “stuff” we’ve accumulated. Taking the form of overflowing closets, garages, basements or drawers, the clutter in our lives can weigh us down more than we realize. 

Clutter is a constant reminder of chaos and disorganization, which creates overwhelming feelings, stress, distraction, and frustration. It can even become a barrier to addressing—and living in alignment with—the things that are most important to us.

Ultimately, clutter can detract from our inner peace and happiness.

Decluttering can help you live a simpler, more joy-filled life. It is also a critical component to setting the stage for a successful financial and estate plan.

Decluttering, Avoidance, and Procrastination

Clutter is nothing more than a series of deferred decisions, stacked on top of each other. —Andrew Mellen, professional organizer

Clutter is a symptom ofavoidance and procrastination. Holding onto our “stuff” allows us to avoid our real issues and decisions. Each postponed decision only compounds our clutter—not just physically but mentally.

Sooner is Better

“My kids don’t need to know about _______ yet.”

“I’ve already talked to _______ about that.”

“I’m afraid of what giving up this item or talking about my estate means.”

It’s hard to deal with crucial conversations or face conflict. But avoiding these things doesn’t mean they go away. In fact, the longer we wait, the more difficult and complicated they can become.

Families often have different perceptions or understandings about loved ones’ intentions or goals. Once we’ve spoken to one family member about something difficult, we may assume it will be properly communicated to all. But when everyone doesn’t hear the same thing at the same time, there’s much more room for misinterpretation.

Similarly, many of us have had relatives who didn’t want to part with coveted items or clearly discuss their estate plans because it felt like an admission of impending mortality. Yet holding onto clutter or putting off estate planning contributes to confusion—not longevity.

What Does Clutter Look Like?

Our lives are full of clutter.  Some is simple to identify:

  • Documents you’ve been holding because you don’t know if or when you’ll need them
  • Clothing, jewelry, or shoes that you no longer wear, fit into, or enjoy
  • Old books and magazines that haven’t been read or picked up in years
  • Overflowing drawers or closets
  • Garages which are too full of boxes to fit cars

But clutter can also be intangible and complex, attached to deep rooted feelings that have less to do with the “things,” and more to the meaning they bring to you:

  • Nostalgic items that remind you of youth, healthier times, or those you’ve lost
  • Gifts or things you keep out of a sense of obligation or guilt
  • Aspirational belongings
  • Items that offer some kind of comfort or security

Imagine how decluttering could enhance and improve your life—both today and in the future:

  • Having and accumulating less “stuff” can lead to better health, well-being, and happiness.
  • Simplification means less stress and distraction now—and less work for our loved ones tomorrow.
  • The space we create by removing excess “stuff” can be filled with more freedom, contentment, and energy to focus on what we value most.

Where to Begin?

The accumulation of clutter can lead to feelings of helplessness or even paralysis. Not making decisions causes us to feel stuck, unable to move forward. We may have no idea where to begin.

Taking one small step can get you moving in the right direction.

Use the 5-Step Approach

Change is a result of action, and action is the result of a decision. The emotional impact of finally making decisions to let go can be cathartic, empowering, and liberating.

You can utilize our 5-step approach to help you declutter and gain clarity:

  1. Reflect: Does my “stuff” make me or my loved ones happy? What brings me joy and why wouldn’t I want more of that? Is my lifestyle aligned with my values?
  2. Identify: Are there issues I’m avoiding or decisions I’m deferring by holding onto my “stuff”? Am I intentionally avoiding conversations about mortality? Or those that may trigger conflict or negative family dynamics?
  3. Prepare: How can I make a realistic plan to declutter so I can live with more clarity and less confusion—and ensure those who follow me share an understanding about my intentions? Which resources or trusted advisors can I tap into to gather information or guidance?
  4. Act: I will act on my plan to declutter, gain more clarity, make informed decisions, and clearly communicate my intentions (to myself or others) that I’ve been putting off.
  5. Ease: I can enjoy the comfort and serenity that comes with knowing I’ve done the hard work to free up space in my life for what’s most important to me, while giving the gift of clarity and ease to those who follow me.

Your Future Self Will Thank You

Addressing the clutter in our lives can help us bring necessary issues to the forefront, highlight the things that are most important to us, and gain clarity to improve our personal relationships and financial outcomes.

The decluttering process can also be an essential part of setting the stage for future crucial conversations, while improving our family dynamics and sense of ease.

Take the first step to move from overwhelm toward peace. Your future self will thank you for decluttering today.

This material is for general information and educational purposes only. Information is based on data gathered from what we believe are reliable sources. It is not guaranteed as to accuracy, does not purport to be complete and is not intended to be used as a primary basis for investment decisions.

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Hightower Signature Wealth is a fiduciary wealth management practice that provides investment management, financial planning, estate strategies, insurance, and banking solutions. We work with families, business owners, professionals, women, and retirees across more than 40 offices nationwide. Our advisors take the time to understand your financial priorities, develop a plan around your goals, and adjust that plan as your life and circumstances evolve.