Blog
Read our latest blogs designed to help you navigate your financial life with greater confidence.
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Setting Up a Durable Power of Attorney for Your College Student
As a parent, you are responsible for making decisions for your minor child regarding their health, finances, education and residence. However, once your child turns 18, that legal authority changes. In most U.S. states, the age of majority is 18, with the exception of Alabama and Nebraska (19) and Mississippi (21). At this point, your…
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When Coverage Disappears: How Climate Risk is Driving Insurers Out and Premiums Up
Home insurance rates in the U.S. have steadily risen over the past few years. According to a September 2025 report from ICE Mortgage Technology, average property insurance costs have climbed nearly 70% over the past five years, with single-family homeowners who carry a mortgage now paying an average of $2,370 annually for coverage.1 Several factors…
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A Snowbird’s Guide to Moving to Florida or Arizona
Retirees living in colder parts of the United States often find the idea of spending part of the year in a warmer climate appealing. Many adopt a seasonal lifestyle as “snowbirds” — people who leave their primary homes during the winter months for warmer destinations, much like birds migrate to avoid the cold. Snowbirds may…
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The College Money Playbook: Smart Budgeting, Saving, and Credit Tips for Students
College is often the first time young adults experience real independence by managing their own schedules, social lives, and even their finances. That freedom can feel exciting and empowering, especially as making your own decisions helps build confidence during early adulthood. But as the saying goes, “with great power comes great responsibility,” and that new…
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Strength After Setback: Rebuilding Financial Confidence After Major Life Events
Life doesn’t always change in gradual, predictable ways. Sometimes it shifts in an instant — through a divorce, the death of a loved one, a sudden illness or injury, or another deeply personal loss. In those moments, your emotional and physical well-being naturally take priority. Grief, fear, and exhaustion can make even routine decisions feel…
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Make the Most of Your Social Security Benefits
When to claim benefits based on your personal needs. Deciding when and how to claim Social Security benefits is one of the most important decisions that retirees will ever make. Social Security benefits represent one of the few sources of guaranteed income that retirees can count on for the rest of their lives. In addition,…
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Will My Money Last? Confronting the Fear of Outliving Your Savings
The cost of living continues to rise, placing increasing financial pressure on those already in retirement. As a result, many seniors now face a heightened risk of outliving their savings. According to a 2025 analysis by the Transamerica Center for Retirement Studies, retirees in 41 states and Washington D.C are projected to deplete their savings…
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She Earns It, He Manages It: Why Female Breadwinners Need to Take the Financial Wheel
Women in opposite-sex marriages in the U.S. are increasingly becoming the primary earners in their households. As of 2023, approximately 16% of opposite-sex marriages have a breadwinner wife, up from just 5% in the 1970s.1 While this shift reflects meaningful progress in women’s careers and earning power, it has not always translated into confidence or…
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Tax Planning Strategies Every Business Owner Should Consider
Three areas where strategic planning may unlock meaningful tax savings Taxes are once again at the top of many people’s minds. As such, we find this is a good time to connect with our clients and make sure they are working with their tax advisors to take full advantage of tax planning opportunities for the…
