Supporting High-Net-Worth & Ultra-High-Net-Worth Individuals and Families
High-net-worth (HNW) and ultra-high-net-worth (UHNW) families often require more extensive financial planning to help manage the complexities of their wealth. Without a coordinated team, estate, tax, investment, and wealth transfer strategies can become fragmented, creating unnecessary complexity and missed opportunities. Hightower Signature Wealth helps coordinate these moving pieces through comprehensive planning and Family Office Services.
Who qualifies as high-net-worth, very high-net-worth, or ultra-high-net-worth?
A high-net-worth individual (HNWI) typically holds at least $1 million in liquid or investable assets. Individuals with $5 million to $30 million are generally considered very high-net-worth, while ultra-high-net-worth (UHNW) individuals typically have $30 million or more in investable assets.
What benefits do I gain from family office services?
Family office services can help improve efficiency and provide access to specialized knowledge and objective guidance through a coordinated team focused on your financial goals. By bringing multiple aspects of your financial life together, you may have more time to focus on what matters most and greater confidence in a thoughtfully coordinated approach to managing your wealth.
What can family office services help me achieve?
Family office services bring together a dedicated team that works collaboratively to help manage your financial life, investments, and the day-to-day administration of your wealth. By providing holistic oversight and coordination, these services help reduce complexity and minimize the risk of opportunities or potential issues being overlooked.
How we help wealthy individuals and families
Investment Management
Estate, Legacy & Wealth Transfer
Coordination
Family Office Coordination
Philanthropy
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Have questions?
High-net-worth and ultra-high-net-worth individuals and families often require a greater level of financial services due to the complexity of their assets and financial lives. They may also have additional needs when it comes to transferring wealth to future generations or charitable organizations. Many also own businesses that require succession planning to help ensure a smooth transition when they are ready to exit.
As your financial life becomes more complex – for example, as your net worth grows, you receive stock options or bonuses, own a business, or prepare for a liquidity event – you may benefit from a more comprehensive wealth management approach. These situations often involve working with attorneys, CPAs, and other advisors. A coordinated team helps bring these relationships together under one strategy.
When multiple professionals – attorneys, accountants, and other advisors – work independently rather than together, it can create communication gaps, conflicting advice, duplicated work, additional costs, misplaced records, and missed opportunities. A coordinated approach helps ensure every professional is working toward the same financial goals.
Hightower Signature Wealth helps families build a clear estate plan that outlines how assets will be managed and distributed, who will make financial and healthcare decisions if you’re unable to do so, and who will care for your children if needed. We also help coordinate these strategies with your broader financial plan to support your family’s long-term goals.
Studies have shown that 70% of wealthy families lose their wealth by the second generation and 90% by the third.¹ Hightower Signature Wealth helps families prepare for the transfer of wealth through education, family governance, and thoughtful estate planning while facilitating conversations across generations to help preserve both wealth and family values.
¹ CFA Institute. (2025, February 6). How real is the third-generation curse, and how can financial advisors tackle it? https://www.cfainstitute.org/insights/articles/third-generation-wealth-curse-advisor-solutions
Affluent families choose Hightower Signature Wealth because we provide personalized service tailored to each client’s unique needs and goals. We take the time to understand your objectives, simplify financial complexity, and coordinate every aspect of your wealth. Our dedicated team, technology, and institutional resources work together to provide seamless guidance and long-term support.
